The Benefits Of Being Self Employed In Zambia

The Benefits Of Being Self Employed In Zambia

Many have prolonged or introduced employment programmes to preserve jobs for companies suffering from a temporary reduction in business activity. Services that are considered indispensable function during health crises, while non-vital businesses cease operations. Such programmes allow jobs to be retained when companies experience a temporary decline in their business activities and provide income support to workers whose working hours are reduced by shorter working hours or temporary redundancies (see Section 13.2 for an in-depth discussion).

According to a representative 2012 Labour Force Survey, 70 % of self-employed workers in the informal sector earn less than the minimum wage regardless of the industry in which they work. Platform jobs offer workers and businesses the opportunity to reinvent themselves within the confines and respond to emerging needs, for example, by supplying food, medicines and other goods when they are exposed to shocks.

Agricultural workers in particular, especially young people and women, struggle to find improved agricultural productivity and the jobs they need to escape poverty. So-called front line workers who work in basic service areas when jobs can’t be performed include nurses, cashiers, manufacturing and food-processing workers, janitors, maintenance workers, agricultural workers and truck drivers. Many employees of formal sector companies are entitled to benefits such as pensions, injuries benefits and health care.

The Zambian government must accelerate the creation of decent jobs by implementing a focused labor-market strategy. The Zambian government should aim to create paid jobs in sectors other than mining, including agriculture, manufacturing, and tourism.

Microeconomic interventions should support emerging sectors such as micro-enterprises and small and medium-sized enterprises operating in the informal sector. The target audience for SSE programmes should be individuals, not companies that have become self-employed due to low productivity or low-earning activities. The livelihoods of those who are self-employed or have become self-employed, small businesses and subsistence activities should be improved by the programmes.

As an independent entrepreneur you have the freedom to make decisions that shape your present and your future self and your family. Self-employed helps you escape the trap of working in a job you hate and allows you to turn your passion into a business that helps. It is undeniable that self-employment has its challenges and not everyone has what it takes to build a successful business.

Being able to help people is one of the main advantages of self-employed people running a business. Small, local businesses help people by creating jobs and supporting the community. Not only can you build a business that offers products and services for the benefit of others, but you are also able to create a vision, goals and philosophy that inspires the people you serve.

She adds that young people are becoming entrepreneurs to combat unemployment, and Kelida Banda, 26, who operates a mobile money business that provides work for three other young people, says it’s fulfilling to create your own employment opportunities. ‘I don’t want to look for work any more, I feel comfortable being self-employed.

The Zambian government faces an enormous task when it begins formalizing the informal economy and creating more humane employment opportunities. In 2012, Zambia adopted a strategy paper on industrialization and job creation aimed at creating one million jobs by 2016, but the government missed that target. Under the new national development plan and national strategy for industrialisation and job creation, the government of Zambia intends to create up to 1 million jobs over a five-year period through economic diversification.

Measures providing cash benefits to compensate for loss of income are called income maintenance programmes, while measures financed by the provision of direct services are called services of a different nature. Separate public sector programmes and specialised funds, for example for groups of farm workers and collective farmers who are self-employed, are not described in detail here. Administrative responsibility for the provision of medical services in the country is separate from administration of cash benefit programs that tend to be tied to other types of social services.

Close links between unemployment benefits and employment services ensure that benefits are paid to people who are informed about current employment opportunities and are deemed unsuitable. Qualified applicants (career opportunities) are more prosocial than qualified applicants in career oriented recruitment groups. Applicants selected for CHAs hired by career opportunity groups have the same desire to improve their communities as those recruited by benefit groups, which could help ease concerns that advertising career opportunities could lead to a hiring of workers who do not care about community service.

Value chains (also known as sub-sectors, clusters or supply chains) are relevant to SSE programmes for two reasons. Firstly, it is important to note that many assessments of the entry points of a particular product sector into an SSE programme are value chains, which must be carefully selected and designed in such a way that they are accessible to the target group of beneficiaries. In fact, identifying the right value chain is a prerequisite for making SSEs viable and avoiding saturation of the local market and falling prices and yields.

Value chains (also known as sub-sectors, clusters or supply chains) are relevant to SSE programmes for two reasons. Firstly, it is important to note that many assessments of the entry points of a particular product sector into an SSE programme are value chains, which must be carefully selected and designed in such a way that they are accessible to the target group of beneficiaries. In fact, identifying the right value chain is a prerequisite for making SSEs viable and avoiding saturation of the local market and falling prices and yields.

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